How Pfando works
Our customers' opinions
The entire process took place in a very pleasant atmosphere. The advisor was friendly, competent, and helpful. After completing the paperwork, the check was ready within 30 minutes. [...]
After the application was quickly approved, the money arrived in my account in less than 3 minutes. And immediately I was free of my worries. [...] The best thing is that I can continue driving my car.
I have been a Pfando customer for a long time and use their services regularly. The advantage of Pfando is the quick and easy processing, which allows you to get cash in a short time.
Receive the money in 60 minutes and keep driving the car
- Instant cash (today)
- Amounts up to €500,000
- 60+ locations across Europe
- The credit alternative: completely without ASNEF
- Tax-deductible rates
- Always at your disposal on site and by phone
- Audited contracts
Are you a business owner facing short-term financial difficulties? If you own company cars or commercial vehicles, Pfando's cash & drive is the ideal way to quickly and easily regain liquidity while continuing to use your vehicles. We offer you a favorable alternative to traditional car pawn loans.
Make an appointmentPayment in just 3 steps
Please contact us using our form or call us and provide us with your vehicle details.
You will immediately receive an appointment at a nearby branch. A Pfando employee will explain what you need to bring to the appointment.
Your car will be inspected at the branch, and after a detailed consultation and signing of the contract, you will receive the money immediately.
Pfando in figures
branches throughout Europe
ly trained employees
-satisfied customers
Since its founding in 2010, Pfando has become the undisputed market leader.
Currently, more than 120 employees spread across more than 60 centers throughout Europe ensure that our customers receive perfect support at all times.
We hope to convince you of our quality.
On-site for you in 3 locations
cash & drive for companies and organizations
As a business owner or CEO, you know that vehicles represent a significant investment for your company. However, sometimes you need money quickly to boost your business. That's where Pfando comes in, your trusted partner to help you regain financial flexibility.
With Pfando, you can turn company cars, company vehicles, or commercial vehicles into cash in just a few steps. Unlike traditional car or vehicle pawn shops, we purchase your vehicles and offer you the opportunity to continue using them directly. Our unique concept allows you to maintain your mode of transportation while gaining financial flexibility.
Make an appointmentOnly with Pfando: Numerous advantages for business customers
At Pfando, business customers not only enjoy first-class service and detailed advice, but also benefit from numerous advantages:
For example, vehicle rental is tax deductible. In addition, as a business customer, you can save money especially from the second month onwards, as from then on we invoice the vehicle rental on a daily basis. As a business customer, you may need a large amount of money at short notice for important investments, which is why we can pay you up to €500,000.
Make an appointmentcash & drive: Fast and hassle-free cash for company cars, commercial vehicles, and vehicle fleets
Regardless of the type of business you have, Pfando will make you a personalized offer for almost all company vehicles, company cars, and commercial vehicles. This will quickly restore your financial flexibility and allow you to continue using the vehicles for work.
That is why Pfando is a valuable and trusted partner for our clients:
- Van pawn shop
- Pawnshop for forestry vehicles (e.g., timber harvesters, tree harvesters, or forestry tractors)
- Pawnshop for trucks (including tanker trucks, street sweepers, and cranes)
- Pawnshop for construction machinery (e.g., cranes, dump trucks, or concrete mixers)
- Bus pawn shop
- Tractor pawnbroking
- Pawnshop for agricultural vehicles (e.g., threshers, harvesters, or manure spreaders)

Contact
Fill out the form.We will contact you as soon as possible.
Contact
Fill out the form.We will contact you as soon as possible.
Do you have any questions?
We will be happy to help you.
More than 50,000 customers trust Pfando
Customer testimonials
[...] The procedure was explained very clearly and the whole process went smoothly. Excellent advice and fast payment.
What I like most is that no bank statements, income certificates, or credit checks are required. And the money is in the account immediately... thank you.
Excellent service. Complete transparency. Fast processing— the money was in my account within 10 minutes.
Our sales and rental service for freelancers and merchants
In the case of self-employed workers, both independent professionals and entrepreneurs, there may be times when the order situation is not ideal. For example, a job that was firmly planned may ultimately not materialize, or a client may not pay. A traditional bank loan is difficult to obtain in the short term and involves a lot of red tape. In addition, a credit assessment is mandatory. Pfando is therefore your ideal point of contact for building financial bridges. With our credit alternatives, you can quickly and easily become solvent again.
Make an appointmentShort-term liquidity for entrepreneurs: get cash quickly and discreetly!
How does Pfando work? It's very simple! We will inspect your vehicle and, once the contract is signed, you will immediately receive a previously agreed sum of money. This allows you to quickly improve your cash flow and make important business decisions without having to part with your vehicles. Our professional appraisers value your vehicles fairly and transparently so that you always receive a fair price.
Your advantages as a commercial customer compared to a conventional car pawn shop
The big advantage of Pfando over a conventional car pawn shop is that you don't have to leave your vehicle with us as collateral, but can continue to drive it. This means that you not only quickly regain liquidity, but can also continue to get around. For pawn shops, it is also a legal requirement that the collateral loan has a term of at least 3 months. With Pfando, however, flexibility is absolute: there is no minimum term and no hidden costs. Contact us online or by phone to quickly regain your solvency and maintain your mobility.
Frequently Asked Questions
Frequently asked questions
What is cash & drive for commercial customers and businesses?
With Pfando, commercial customers and businesses can obtain cash quickly and easily. Commercial customers receive cash for company cars or commercial vehicles within 60 minutes. This allows them to continue using their vehicles.
As a company, how can I lend out my company cars and vehicles?
Pfando can quickly convert your company cars, company vehicles, and commercial vehicles into cash. Unlike traditional pawn shops, we allow you to continue using your vehicles directly. This means you quickly regain liquidity, but can still get around.
What commercial vehicles can I lend to Pfando as a company?
Pfando is interested in many different types of commercial vehicles. For example, we would be happy to inspect your vans, forestry vehicles, construction machinery, food trucks, trucks, buses, tractors, or other agricultural vehicles. Make an appointment at a Pfando office near you, we will appraise your vehicles fairly and transparently, and pay you in cash within 60 minutes.
How can I get money quickly as a company without a bank?
Pfando offers your company the ideal solution for obtaining cash quickly and easily without having to go to a bank. We give you cash for your company cars or commercial vehicles in 60 minutes. Unlike normal car pawn shops, you can continue to use the vehicle.
What advantages does Pfando offer commercial customers compared to traditional car pawnbroking?
Compared to a regular pawn shop, Pfando has the great advantage that you can continue driving your vehicle immediately after receiving cash for it. This means you can quickly and easily resume making payments without losing your mobility.

