How Pfando works
Our customers' opinions
The entire process took place in a very pleasant atmosphere. The advisor was friendly, competent, and helpful. After completing the paperwork, the check was ready within 30 minutes. [...]
After the application was quickly approved, the money arrived in my account in less than 3 minutes. And immediately I was free of my worries. [...] The best thing is that I can continue driving my car.
I have been a Pfando customer for a long time and use their services regularly. The advantage of Pfando is the quick and easy processing, which allows you to get cash in a short time.
On-site for you in 3 locations
Pfando is there for you!
If you have any questions in advance or would like to make an appointment, you can contact our friendly customer service team in person every day of the week.
Pfando helps you quickly, easily, and without red tape, without credit checks or ASNEF inquiries, with payments ranging from €500 to €500,000. Pfando helps you quickly, easily, and without red tape, without credit checks or ASNEF inquiries, with payments ranging from €500 to €500,000.
Make an appointmentPfando in figures
branches throughout Europe
ly trained employees
-satisfied customers
Since its founding in 2010, Pfando has become the undisputed market leader.
Currently, more than 120 employees spread across more than 60 centers throughout Europe ensure that our customers receive perfect support at all times.
We hope to convince you of our quality.
Speed is our strength
If you make an appointment before 5:00 p.m., we guarantee that you will receive the money on the same day.
The appointment at the branch lasts a maximum of 60 minutes.
Payments can be made in a matter of seconds by instant bank transfer or cash payment.
Make an appointmentAlso for business customers
Quick liquidity with constant mobility thanks to Pfando
With innovative sale and rent back contracts, Pfando offers commercial customers the perfect solution for obtaining short-term liquidity without credit assessment.
However, unlike traditional collateral loans, customers do not have to give up their vehicles, but can continue to use them as usual.
In addition, all costs incurred are fully tax deductible.
Our short-term contracts offer the greatest possible flexibility.

Frequently Asked Questions
Frequently asked questions
What is Pfando?
Pfando is the market leader in short-term liquidity and offers people in financial distress a flexible and fast solution: With the sale & rent back principle, we enable our customers to convert their vehicle into cash, without having to give up driving!
Who is Pfando intended for?
Pfando's sale & rent back principle is an excellent credit alternative for individuals or entrepreneurs who need a quick cash injection and own a vehicle. More information about Pfando
What experiences have customers had with Pfando?
Our customers have already rated Pfando and shared their experiences on numerous Internet platforms. You can also find some of these reviews of our branches here on our website.
When is Pfando the right choice?
If you are an individual or business owner facing an acute, short-term liquidity shortage, Pfando's sale & rent back principle may be the right solution for you. For example, if you own motor vehicles (company cars, vans, or trucks), you can sell them to us for the maximum payment amount. The option to continue driving allows you to continue using the vehicle through leasing without having to postpone any orders due to lack of mobility. This allows you to meet your obligations and maintain operations at the same time. More information about Pfando
What are the advantages of Pfando?
The big advantage of Pfando over conventional car pawn shops: You receive cash for your vehicle immediately and, unlike traditional car pawning, you continue to use the car instead of lending it out! This way, you stay mobile.
How long has Pfando been around?
Pfando's cash & drive GmbH has been operating as a financial services provider since November 2010. Since then, we have continuously developed to become the market leader in the field of short-term liquidity through selective expansion. With our financial services, we have helped more than 50,000 customers regain their ability to pay and act. Initially, the classic pawnshop was part of our portfolio. Now we rely exclusively on the sale & rent back principle, as our customers retain their mobility and flexibility by continuing to use their vehicle. More information about Pfando
How many employees does Pfando have?
Pfando's cash & drive GmbH currently employs around 120 people. With their experience, ideas, and knowledge, they are a key component of Pfando's success. Are you interested in working at Pfando? Find out about vacancies in our careers section. More information about Pfando
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More than 50,000 customers trust Pfando
Customer testimonials
[...] The procedure was explained very clearly and the whole process went smoothly. Excellent advice and fast payment.
What I like most is that no bank statements, income certificates, or credit checks are required. And the money is in the account immediately... thank you.
Excellent service. Complete transparency. Fast processing— the money was in my account within 10 minutes.
The big advantage of Pfando over conventional car pawn shops
Receive cash for your vehicle immediately and continue to use the car right away instead of lending it out. At Pfando, our qualified staff will provide you with an expert appraisal of your vehicle as part of a personalized, free quote, and guarantee you the best terms.
Make an appointmentReceive the money in 60 minutes and keep driving the car
- Instant cash (today)
- Higher amounts paid
- 60 locations across Europe
- The credit alternative: completely without ASNEF
- Trained customer service advisors
- Always at your disposal on site and by phone
- Audited contracts
Easily overcome financial difficulties with Pfando
Since its founding in 2010, it has become the market leader in cash & drive with the sale & rent back principle and more than [customer_number] satisfied customers. Our model allows people with payment difficulties to obtain cash for their vehicle in the short term and continue using it immediately. The sale & rent back principle is an excellent alternative to conventional pawn shops and bank loans: get cash in just 60 minutes without ASNEF and continue driving your vehicle as usual!
Get cash and keep driving: the sale & rent back principle
We can help you with cash in case of need without you losing your mode of transportation. Unlike normal pawn shops, where you have to return the vehicle and pay storage fees, we give you the cash on the same day, with the option to continue driving. Save unnecessary expenses for depositing your vehicle at the pawn shop and take advantage of Pfando's option to continue driving.
What exactly does sale & rent back mean? It's very simple: we buy your vehicle and rent it back to you. This distinguishes Pfando from a classic car pawn shop. As a result, our offer includes both a purchase agreement and a rental agreement. Based on the value of your vehicle, which our specially trained staff will determine for you in an appraisal, we will make you an offer with the best conditions guaranteed. If you have any doubts, you can bring us other offers: we will make you a better one!
After an appraisal of your vehicle, whether it is a car, truck, bus, motorcycle, vintage car, motorhome, agricultural vehicle, or limousine, you will know how much you could get within the estimated value. You decide whether you want to accept our offer and for how long. Enjoy complete flexibility: total mobility, with no hidden costs! Starting from the first month, billing is calculated exactly by the day. We purchase your vehicle and pay you in cash within 60 minutes. This way, you will be solvent again immediately and the vehicle will remain in your possession.

The alternative to credit without ASNEF: Get paid immediately and keep driving your car
Are you looking for an alternative to a loan without proof of income or a loan without a credit history, as well as a better solution than pawning your vehicle? Choose Pfando's fair and uncomplicated solution!
Better than a car pawn shop: get cash for your vehicle now and keep moving
Still have questions or unsure about the value of your vehicle? We are here to help you determine the value of your vehicle, whether it's a company car, motorhome, classic car, truck, motorcycle, etc. Save yourself the trip to a traditional pawn shop: trust Pfando, the market leader in cash & drive!
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